Is your home in foreclosure? A Chapter 13 Plan of Reorganization can prevent home foreclosure and give you breathing room, for a modest initial fee and manageable payments. It will certainly let you to assess your financial situation with the help of an experienced Bankruptcy attorney. Your bankruptcy lawyer will aid you in planning a chapter 13 plan that will offer you time to catch up on the missed mortgage payments, decrease vehicle loan payments, get rid of interest and in some cases even principal payment on credit cards.
Are you over your head in credit cards, medical monthly bills, judgments or garnishments? A Chapter 7 Bankruptcy can give you a fresh start. Despite whether you have suffered through a divorce, employment loss, lost a loved one or provider, pay rate or overtime cut, or simply overspent, you may be eligible for relief in chapter 7. We will assist you get rid of credit card and other debt. Most chapter 7 bankruptcy filers with consumer debt keep their homes, vehicles, furnishings and personal property. The cost may be as low as a few monthly payments you are already making.
Do you need to get out of debt? Do you want to end garnishments or foreclosures? Do you want to repair your credit and get a fresh start? Do you want to stop the intimidating phone calls? We can address your questions.
A fresh start can relieve a person overwhelmed by debts accumulated due to loss of work, unpaid taxes, medical expense, death of a loved one or other casualty or loss. Creditor harassment, garnishment, repossession and in most cases foreclosure can be stopped. Most debts may be either discharged or a payment plan may be set up depending on the specific case.